Life Insurance Premiums

Enfield v. Old Line Life Insurance

A class of 400,000 policyholders alleged that the defendant improperly charged additional premiums when they paid life insurance on a non-annual basis.  Mr. Pohl was retained by defense to review, confirm, and testify regarding the calculations developed by the defendant’s internal staff.  Mr. Pohl quickly identified significant issues with the internal calculations.  Mr. Pohl worked with the defendant to obtain the necessary insurance policy data for the multi-year class period to calculate estimated damages for each policyholder.  Mr. Pohl’s estimates were significantly lower than the internal calculations and necessitated a day-long meeting with class counsel to explain his calculations.  In the end, Mr. Pohl’s figures were used to determine individual class settlement benefits.